My Favorite Gifs of the World Cup So Far

It has been 2 weeks since the World Cup started and I can’t believe how fast time has gone by. I have to say it has been a very entertaining tournament filled with surprises and disappointments.  I can’t believe Spain was eliminated in the first round! As the Group Round comes to an end in the 2014 World Cup  I have put together my favorite Gifs so far. I’m looking forward to watching the journey of that one team who will take it all.  Who will it be? Nobody knows but I’ve seen a few teams that have what it … Continue reading

Tips to Avoid Spending Temptations

In my last post I wrote about the importance of staying focused while spending less.  One the strategies I’ve been using is avoiding spending temptations by not going to the shopping mall or other stores unless I have to make a specific purchase.  If you’re working on paying off debt and trying to stay within your budget avoiding unnecessary purchases can make a huge difference in staying on track.   In the comments to my post there were a few tips from readers on what to do with your spare time and avoid spending.  I thought it would a nice … Continue reading

Staying Focused While Spending Less

A few weeks ago I wrote about consuming less in moderation and how the 90+ study shows that it may lead to longer living.   I’ve been working on paying off consumer debt from my home renovations and one of the things I’ve done to help me pay off the debt sooner is to consume or spend less in moderation.  I say in moderation because I left room in my budget for some fun stuff too. I’ve been able to cut $883 dollars from my monthly expenses so far.  I wrote previously that I’m happy spending less because I didn’t cut … Continue reading

What the World Cup Taught Me About Passion

This post is not about Personal Finance but rather about the passion and inspiration you can find in unexpected places.  It’s also about achieving what you think may be impossible. I love watching the World Cup Tournament and with it being just one week away, I’m really getting excited about it. The FIFA World Cup™ is a Global Soccer competition.  FIFA is short for the Fédération Internationale de Football Assocation. As you know, Soccer is known to the rest of the world as Football.  The World Cup is the most watched sports competition event in the world.  Every four years 32 teams … Continue reading

My Story: From Renter to Homeowner

My dream of becoming a homeowner started about 10 years ago.   After renting for all of my adult life, I was growing tired of sharing the laundry room, parking spaces and walls.  I was really looking forward to some of the perks of homeownership. Finding the right rental At the time, my husband and I were not ready to become homeowners but we knew we had to start planning for it. Our first rental after getting married was in an urban area where the rent was low and all utilities were included.  We lived there for about 3 years but … Continue reading