Looking Ahead to 2014

Money Saving TipsLast week I wrote about Lessons Learned in 2013 and how this year we plan to continue finding ways to save money by reducing our expenses.  This will help us payoff our credit card debt sooner and build a healthier emergency fund.

I stated that we will be focusing on two key areas in 2014, groceries and cell phones, and asked for some tips from our readers.  Below are the tips we received in the comments.

1)  Tips on Reducing  Grocery Bill

  • Go grocery shopping every other week and make a list of things you need
  • Go shopping alone
  • Save money by planning meals ahead of time and try to look for meals that require less meat or meals that use beans
  • Use coupons
  • Buy mostly what is on sale that week
  • Buy at Target, Aldi and Asian or other Diverse Supermarkets
  • Cut back on meats or go to butchers for lower pricing

2)  Tips on Reducing Cell Phone Bill

Thanks to everyone who left a tip in the comments.  We are implementing some of the grocery tips such as meal planning, meatless day to reduce the use of meats, using coupons, shopping more at Aldi, Target and Diverse Supermarkets, and shopping only once per week instead of 3 to 4 times per week as I’ve been doing.

In the Cell Phone arena, we did some serious research on Republic Wireless this past week.  Then, we found out from Grayson over at Debt Roundup that Republic Wireless has a giveaway going on right now where you can win a free Moto X phone and one year of free service.  So, we signed up for the giveaway and if we don’t win we are going to buy the Moto X for $299 from them and test out the service.  They have a 30 day money back guarantee so we have nothing to lose.  My husband will be the first one making the switch so we’ll see how it goes.

Home Improvement – Goals/Projects

We have a few projects pending on our home.

  1. We really need to replace our front door
  2. We have to replace a retaining wall in the back yard
  3. We also want a new privacy fence around the house but that may have to wait until 2015
  4. We need to buy a lawnmower as we have decided to get rid of our landscaper and do it ourselves
  5. We also need to buy a snow blower. This past week we got hit with a nice size snowstorm (the 4th one this season!) and we have a pretty large driveway and property to clear out

Blogging Goals

  1. Get ahead of my posting schedule. To help me do this I downloaded an editorial calendar from DC over at Young Adult Money
  2. Increase posting frequency
  3. Increase followers and get more social on Twitter, Facebook and other social networking sites
  4. Submit to Carnivals

Well that is what’s in store for us in 2014.  Thank you all in the PF blogging community for stopping by this blog in 2013 and leaving your comments, subscribing and for your overall support.  I look forward to interacting, learning, and keeping in touch with all of you in 2014.

If you have any tips on our home improvement goals/projects or any of the other goals please let us know in the comments.  

This post was featured on LivingWellSpendingLess.com Thrifty Thursday Week 42

Comments

Looking Ahead to 2014 — 32 Comments

    • Hi Matt, I hope it works out for us. We read up on the new Moto X they are offering and it sounds great. My husband is a big fan of Motorola. Thanks for stopping by.

    • I’m not sure how many of these projects we’ll get done. We’ll see how far we can stretch our dollars.

  1. Thanks for linking to my editorial calendar! I hope you find it to be useful. You might have commented that you already downloaded it but I would also recommend my coupon database file: http://www.youngadultmoney.com/2013/06/03/how-to-organize-coupons-using-a-database-in-excel-with-download/. My wife added 200 to ours yesterday :0 I think the most important thing about couponing is being organized. If you aren’t organized you likely end up wasting time and not saving as much as you could have.
    DC @ Young Adult Money recently posted…15 Ways to Improve your Finances in the New Year – Part 1My Profile

    • Yes, DC I did download the coupon database as well. It’s a great resource! I haven’t started clipping coupons yet but will be doing more of that this year.

  2. Best of luck in 2014! I love shopping at Aldi, too. It’s definitely good stuff. The only other thing I could think of (which everyone knows) is to not shop while hungry. Too many times I’ve had this one come back to bite me….

    • Thanks. I know about shopping hungry. That happens to me too. I have to work on that one. Thanks for stopping by.

  3. Great tips – our big aim for this year is to reduce our grocery bills, we’re both big ‘foodies’ but could do with cutting the cost down. We do make lists and use coupons where we can, but we need to start properly meal planning to cut down on waste. Thanks for the advice!

    • I just started my meal planning this week. We’ll see how it goes but so far I like knowing what I’m cooking for dinner ahead of time.

    • I actually go to my local foreign supermarket to buy produce and other ingredients I need to prepare my ethnic dishes. For example, I use plantains in my cooking and I can buy 8 for $2 instead of 4 for $2 at my regular supermarket. I don’t even know if target sells plantains. Produce is fresh and the ethnic supermarkets sell a lot of it so that’s probably why they get better prices on that than Target or other Giant retailers.

      • I do the same. The ethnic supermarkets often have great prices on produce and fruits. Target doesn’t sell much of that and the prices aren’t as competitive. But Target does have great prices on other stuff like snacks, canned soups, sauce, pasta, etc. There is no Giant’s around me.
        Andrew@LivingRichCheaply recently posted…Shamed For My FrugalityMy Profile

        • I do love Target. I have found some good deals there on many items and now that my local target sells food I really am looking forward to getting more groceries from them.

  4. Sounds like you guys have some great plans for 2014! Snowblowers will be on clearance in another month or two, so shop then. Also, you might be able to find a great lawn mower on Craigslist, but even if you buy new, you don’t necessarily have to buy expensive. We bought a $150 lawnmower nearly twenty years ago and the thing still runs. Also, great ideas about cutting your grocery costs – they really work! And we’ve been on prepaid cell phones for years, and are only spending $100-$200 a year on our cell phone. Tons of money to be saved there!
    Laurie @thefrugalfarmer recently posted…What to Do When You Wake up to Find Yourself Deep in DebtMy Profile

    • Thanks for the tips Laurie. I plan to look for a snowblower in a couple months. Wow, I can’t believe your lawnmower still works! That is an excellent return on that piece of machinery!

  5. I love the fact you summarized the tips you received in your post comments! Here’s one more: Don’t go grocery shopping on an empty stomach! On lawn mowers if you have a small yard, go for a battery operated lawn mower which is eco-friendly and more convenient than electric or gas.

    If you have a small, flat yard and you like a good workout, consider a human powered reel mower! The advantage is you can mow your lawn at midnight without disturbing your neighbors and it is eco-friendly!
    Moneycone recently posted…Laziness is my vice and I put it to good use!My Profile

    • Thanks. The tips were really great so I thought I would share them. We were thinking of getting a battery lawn mower but we have a big yard. Well, we actually have a side yard and a back yard so between the two it’s pretty big. Though I think we’ll still get one because my husband doesn’t want to deal with gas. Thanks for the tips.

  6. Good luck with these goals! I just switched to Republic from Verizon and so far I haven’t had too many issues. I do think it’s worth giving it a try, especially for the 30 days. I’ll be reviewing it in a few weeks as I want to spend more time looking into things.
    E.M. recently posted…What’s Your Spending Threshold?My Profile

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