Tips to Avoid Spending Temptations

In my last post I wrote about the importance of staying focused while spending less.  One the strategies I’ve been using is avoiding spending temptations by not going to the shopping mall or other stores unless I have to make a specific purchase.  If you’re working on paying off debt and trying to stay within your budget avoiding unnecessary purchases can make a huge difference in staying on track.   In the comments to my post there were a few tips from readers on what to do with your spare time and avoid spending.  I thought it would a nice … Continue reading