Looking Ahead to 2014

Last week I wrote about Lessons Learned in 2013 and how this year we plan to continue finding ways to save money by reducing our expenses.  This will help us payoff our credit card debt sooner and build a healthier emergency fund. I stated that we will be focusing on two key areas in 2014, groceries and cell phones, and asked for some tips from our readers.  Below are the tips we received in the comments. 1)  Tips on Reducing  Grocery Bill Go grocery shopping every other week and make a list of things you need Go shopping alone Save money … Continue reading