In my last post I wrote about the importance of staying focused while spending less. One the strategies I’ve been using is avoiding spending temptations by not going to the shopping mall or other stores unless I have to make a specific purchase. If you’re working on paying off debt and trying to stay within your budget avoiding unnecessary purchases can make a huge difference in staying on track.
In the comments to my post there were a few tips from readers on what to do with your spare time and avoid spending. I thought it would a nice follow-up in case you missed the tips in the comments.
Take advantage of the summer and enjoy the nice weather. We have a nice patio area in our house that we set up last summer. It’s the perfect place to hang out with friends and family or even read a book or have a picnic without having to spend extra money.
Go for a Walk
We enjoy taking walks around the neighborhood especially when it’s not too hot outside. So far, we’ve had nice and comfortable weather in our neck of the woods this spring. It’s also a great way to get to know your neighborhood.
Go Bike Riding
Well this can also be a great form of getting your exercise on. You can get into shape while saving some dollars.
Watch a Movie
This is one of my favorite options as we love watching movies and we built a modest home theater in our basement when we bought our house. This summer we’re enjoying watching the World Cup.
Establish a Savings Goal
One of my goals for 2014 is to replace a retaining wall in my backyard. At the beginning of the year I received the quote and I knew how much I needed to save to get the job done. I’ve been working on saving for that repair all year. It’s been a great motivator to stay focused and avoid spending temptations.
This last tip was just provided in the comments and I think it’s a great one so I wanted to add it to the list. Staying busy with your job or on a second job can help you pay off that debt sooner while not having time to think about spending. Staying busy with home projects might help you build some home equity. Home maintenance is something you have to do anyway so why not take on some of those projects yourself instead of paying someone else?
These are just a few simple but effective ideas on what you can do to avoid spending temptations. It can actually be fun, possibly get you into shape and can even help you discover your neighborhood. Most importantly, it can help you achieve your goals faster.
Photo by: Flickr
Blog Link Love: My Favorite Reads
Finding Your Purpose: What are the reasons behind your goals? Laurie writes over at Frugal Rules why it is important to find your purpose for your goals.
Over 40 with no retirement savings? Here’s what to do: I don’t see too many posts for the over 40 crowd regarding retirement savings. This one from Kim over at Eyes On The Dollar provides simple steps to get started on that savings goal.